In a heartbreaking situation, a Nigerian man in Abuja is crying out for justice after court officials stormed his home and forcibly ejected him. The man’s ordeal began when his wife allegedly used their family home as collateral for a loan without his knowledge or consent. Now, he finds himself at risk of losing everything he has worked for.
In a video that quickly went viral on social media, the man explained that he had no idea his wife had taken out a loan, let alone used their property as collateral. According to his account, she secured a loan and signed an agreement that placed the house as security for the repayment. However, when she defaulted on the repayment plan, things quickly escalated.
The lender, unable to recover the funds from the wife, went to court to enforce the agreement. The court, acting on the terms of the collateral arrangement, issued an injunction allowing the house to be repossessed. This gave the officials the legal right to take over the house, resulting in the man’s eviction.
The court’s decision is based on the contract signed when the wife took out the loan. In cases where a borrower fails to repay a loan, lenders can use collateral agreements to recover their money by taking ownership of the pledged asset—in this case, the house. Since the loan repayment was not fulfilled, the court had no choice but to issue the order to take possession of the property.
Although the man is the owner of the property, Nigerian law upholds the legality of collateral agreements, regardless of whether the spouse is informed or involved in the loan process. This legal framework is what allowed the court officials to act on the repossession without further delay.
For the man, this event has been devastating. He expressed his shock and disbelief, saying he never imagined that his wife could take such a huge step without consulting him. The eviction has left him in a desperate situation, with no clear solution in sight. In the video, he can be seen pleading for justice, hoping for some legal intervention to stop the repossession of the house.
His story has sparked outrage and sympathy online, with many people calling for better regulations around the use of marital property in loan agreements. Others have questioned the communication and trust issues that may have led to such a dramatic outcome in their marriage.
This case has raised important discussions on financial transparency within marriages. Many are calling for stricter guidelines that require both spouses to be fully informed and give consent when using joint assets as collateral for loans. Such changes could prevent similar situations in the future, where one spouse’s financial decisions have dire consequences for the entire family.
The man is now looking for ways to fight the court’s decision, but the legal battle may be an uphill struggle. His only hope lies in proving that the loan agreement, which his wife entered into, was done without his knowledge or consent and perhaps seeking compensation or relief through the courts. Until then, the future of his home remains uncertain.
This incident serves as a reminder of the importance of trust, communication, and transparency in relationships, especially when it comes to financial matters that can impact the entire family.
